Bank of England will digitale Zentralbankwährung schaffen
Bank of England will digitale Zentralbankwährung schaffen
Cryptocurrency Could Kill Bank Lending ... - Bitcoin News
Bitcoin's Intrinsic Value: Crypto Community Responds to ...
Bank of England Accrediting Cryptocurrency? New £50 Note ...
Bank of England Governor Still Isn't a Fan of Bitcoin
Part 1 This weekend I travel from London to Amsterdam to cat sit with a good German friend of mine. On arrival at our new temporary home, my friend present me with an envelope of money she owed me from when she visited me in England during the bank holiday weekend at Easter last year. /r/Bitcoin
📌 The famous bitcoin enthusiast and TV presenter Max Kaiser expects the price of the first cryptocurrency to rise to $ 28,000 soon. 📌 Popular cryptanalyst Plan B, using the Stock-to-Flow (S2F) model, has calculated that Bitcoin will reach this mark by the end of 2021. 📈 The main driver of growth for the cryptocurrency market was the halving of the bitcoin miners' reward. Most investors expect a sharp rise in prices in 2020-2021, which was associated with the general optimism in the market in the middle of the year. 🤵🏻 Many prominent figures in the financial world, such as the head of the Bank for International Settlements Augustine Carstens, the head of the Bank of England Mark Carney, the economist-historian from Harvard University Niall Ferguson, and the president of the brokerage company Euro Pacific Capital Inc. Peter Schiff, have changed their negative attitude towards cryptocurrencies to neutral or even positive. 💰 One way or another, this year the market expects a lot of events that should have a positive effect on the investment attractiveness of cryptocurrencies. 📈 Today, it is still difficult to predict the future of cryptocurrencies in the long term, but if traditional stock markets suffer in the near future, then the prices of cryptocurrencies as an alternative means of investment can skyrocket many times, and this should also be taken into account when financial planning for 2021 and subsequent years. ✅ Today Pyrk is one of the most technologically advanced projects in the industry, offering users the widest range of services. Starting from mining and ending with the possibility of private communication. 📢 Find out more about the PYRK project, its ecosystem, and the opportunities it offers on our website: https://pyrk.org https://preview.redd.it/fc65j1her1v51.png?width=1200&format=png&auto=webp&s=ad24856df41f82782f30aa868ec33a0e0eeeed7d
New England New England 6 States Songs: https://www.reddit.com/newengland/comments/er8wxd/new_england_6_states_songs/ NewEnglandcoin Symbol: NENG NewEnglandcoin is a clone of Bitcoin using scrypt as a proof-of-work algorithm with enhanced features to protect against 51% attack and decentralize on mining to allow diversified mining rigs across CPUs, GPUs, ASICs and Android phones. Mining Algorithm: Scrypt with RandomSpike. RandomSpike is 3rd generation of Dynamic Difficulty (DynDiff) algorithm on top of scrypt. 1 minute block targets base difficulty reset: every 1440 blocks subsidy halves in 2.1m blocks (~ 2 to 4 years) 84,000,000,000 total maximum NENG 20000 NENG per block Pre-mine: 1% - reserved for dev fund ICO: None RPCPort: 6376 Port: 6377 NewEnglandcoin has dogecoin like supply at 84 billion maximum NENG. This huge supply insures that NENG is suitable for retail transactions and daily use. The inflation schedule of NengEnglandcoin is actually identical to that of Litecoin. Bitcoin and Litecoin are already proven to be great long term store of value. The Litecoin-like NENG inflation schedule will make NewEnglandcoin ideal for long term investment appreciation as the supply is limited and capped at a fixed number Bitcoin Fork - Suitable for Home Hobbyists NewEnglandcoin core wallet continues to maintain version tag of "Satoshi v0.8.7.5" because NewEnglandcoin is very much an exact clone of bitcoin plus some mining feature changes with DynDiff algorithm. NewEnglandcoin is very suitable as lite version of bitcoin for educational purpose on desktop mining, full node running and bitcoin programming using bitcoin-json APIs. The NewEnglandcoin (NENG) mining algorithm original upgrade ideas were mainly designed for decentralization of mining rigs on scrypt, which is same algo as litecoin/dogecoin. The way it is going now is that NENG is very suitable for bitcoin/litecoin/dogecoin hobbyists who can not , will not spend huge money to run noisy ASIC/GPU mining equipments, but still want to mine NENG at home with quiet simple CPU/GPU or with a cheap ASIC like FutureBit Moonlander 2 USB or Apollo pod on solo mining setup to obtain very decent profitable results. NENG allows bitcoin litecoin hobbyists to experience full node running, solo mining, CPU/GPU/ASIC for a fun experience at home at cheap cost without breaking bank on equipment or electricity. MIT Free Course - 23 lectures about Bitcoin, Blockchain and Finance (Fall,2018) https://www.youtube.com/playlist?list=PLUl4u3cNGP63UUkfL0onkxF6MYgVa04Fn CPU Minable Coin Because of dynamic difficulty algorithm on top of scrypt, NewEnglandcoin is CPU Minable. Users can easily set up full node for mining at Home PC or Mac using our dedicated cheetah software. Research on the first forked 50 blocks on v1.2.0 core confirmed that ASIC/GPU miners mined 66% of 50 blocks, CPU miners mined the remaining 34%. NENG v1.4.0 release enabled CPU mining inside android phones. Youtube Video Tutorial How to CPU Mine NewEnglandcoin (NENG) in Windows 10 Part 1 https://www.youtube.com/watch?v=sdOoPvAjzlE How to CPU Mine NewEnglandcoin (NENG) in Windows 10 Part 2 https://www.youtube.com/watch?v=nHnRJvJRzZg How to CPU Mine NewEnglandcoin (NENG) in macOS https://www.youtube.com/watch?v=Zj7NLMeNSOQ Decentralization and Community Driven NewEnglandcoin is a decentralized coin just like bitcoin. There is no boss on NewEnglandcoin. Nobody nor the dev owns NENG. We know a coin is worth nothing if there is no backing from community. Therefore, we as dev do not intend to make decision on this coin solely by ourselves. It is our expectation that NewEnglandcoin community will make majority of decisions on direction of this coin from now on. We as dev merely view our-self as coin creater and technical support of this coin while providing NENG a permanent home at ShorelineCrypto Exchange. Twitter Airdrop Follow NENG twitter and receive 100,000 NENG on Twitter Airdrop to up to 1000 winners Graphic Redesign Bounty Top one award: 90.9 million NENG Top 10 Winners: 500,000 NENG / person Event Timing: March 25, 2019 - Present Event Address: NewEnglandcoin DISCORD at: https://discord.gg/UPeBwgs Please complete above Twitter Bounty requirement first. Then follow Below Steps to qualify for the Bounty: (1) Required: submit your own designed NENG logo picture in gif, png jpg or any other common graphic file format into DISCORD "bounty-submission" board (2) Optional: submit a second graphic for logo or any other marketing purposes into "bounty-submission" board. (3) Complete below form. Please limit your submission to no more than two total. Delete any wrongly submitted or undesired graphics in the board. Contact DISCORD u/honglu69#5911 or u/krypton#6139 if you have any issues. Twitter Airdrop/Graphic Redesign bounty sign up: https://goo.gl/forms/L0vcwmVi8c76cR7m1 Milestones
Sep 3, 2018 - Genesis block was mined, NewEnglandcoin created
Sep 8, 2018 - github source uploaded, Window wallet development work started
Sep 11,2018 - Window Qt Graphic wallet completed
Sep 12,2018 - NewEnglandcoin Launched in both Bitcointalk forum and Marinecoin forum
Sep 14,2018 - NewEnglandcoin is listed at ShorelineCrypto Exchange
Sep 17,2018 - Block Explorer is up
Nov 23,2018 - New Source/Wallet Release v1.1.1 - Enabled Dynamic Addjustment on Mining Hashing Difficulty
Nov 28,2018 - NewEnglandcoin became CPU minable coin
Nov 30,2018 - First Retail Real Life usage for NewEnglandcoin Announced
Dec 28,2018 - Cheetah_Cpuminer under Linux is released
Dec 31,2018 - NENG Technical Whitepaper is released
Jan 2,2019 - Cheetah_Cpuminer under Windows is released
Jan 12,2019 - NENG v1.1.2 is released to support MacOS GUI CLI Wallet
Jan 13,2019 - Cheetah_CpuMiner under Mac is released
Feb 11,2019 - NewEnglandcoin v1.2.0 Released, Anti-51% Attack, Anti-instant Mining after Hard Fork
Mar 16,2019 - NewEnglandcoin v220.127.116.11 Released - Ubuntu 18.04 Wallet Binary Files
Apr 7, 2019 - NENG Report on Security, Decentralization, Valuation
Apr 21, 2019 - NENG Fiat Project is Launched by ShorelineCrypto
Sep 1, 2019 - Shoreline Tradingbot project is Launched by ShorelineCrypto
Dec 19, 2019 - Shoreline Tradingbot v1.0 is Released by ShorelineCrypto
Jan 30, 2020 - Scrypt RandomSpike - NENG v1.3.0 Hardfork Proposed
Feb 24, 2020 - Scrypt RandomSpike - NENG core v1.3.0 Released
Jun 19, 2020 - Linux scripts for Futurebit Moonlander2 USB ASIC on solo mining Released
Jul 15, 2020 - NENG v1.4.0 Released for Android Mining and Ubuntu 20.04 support
Jul 21, 2020 - NENG v18.104.22.168 Released for MacOS Wallet Upgrade with Catalina
Jul 30, 2020 - NENG v22.214.171.124 Released for Linux Wallet Upgrade with 8 Distros
Aug 11, 2020 - NENG v126.96.36.199 Released for Android arm64 Upgrade, Chromebook Support
Aug 30, 2020 - NENG v188.8.131.52 Released for Android/Chromebook with armhf, better hardware support
2018 Q3 - Birth of NewEnglandcoin, window/linux wallet - Done
2018 Q4 - Decentralization Phase I
Blockchain Upgrade - Dynamic hashing algorithm I - Done
Cheetah Version I- CPU Mining Automation Tool on Linux - Done
2019 Q1 - Decentralization Phase II
Cheetah Version II- CPU Mining Automation Tool on Window/Linux - Done
Blockchain Upgrade Dynamic hashing algorithm II - Done
2019 Q2 - Fiat Phase I
Assessment of Risk of 51% Attack on NENG - done
Launch of Fiat USD/NENG offering for U.S. residents - done
Initiation of Mobile Miner Project - Done
2019 Q3 - Shoreline Tradingbot, Mobile Project
Evaluation and planning of Mobile Miner Project - on Hold
Initiation of Trading Bot Project - Done
2019 Q4 - Shoreline Tradingbot
Shoreline tradingbot Release v1.0 - Done
2020 Q1 - Evaluate NENG core, Mobile Wallet Phase I
NENG core Decentralization Security Evaluation for v1.3.x - Done
Light Mobile Wallet Project Initiation, Evaluation
2020 Q2 - NENG Core, Mobile Wallet Phase II
NENG core Decentralization Security Hardfork on v1.3.x - Scrypt RandomSpike
Light Mobile Wallet Project Design, Coding
2020 Q3 - NENG core, NENG Mobile Wallet Phase II
Review on results of v1.3.x, NENG core Dev Decision on v1.4.x, Hardfork If needed
Light Mobile Wallet Project testing, alpha Release
2020 Q4 - Mobile Wallet Phase III
Light Mobile Wallet Project Beta Release
Light Mobile Wallet Server Deployment Evaluation and Decision
Round up of Cryptocurrency News #2 Week 13/07 - 19/07
So much has happened this week! We saw a capitulation point of bitcoin before bears took over and we saw the selling pressure push Bitcoin down toward the $9000USD mark then move back up above $9100USD So far it has been a stable hold, however we may see some more action within the coming weeks.
Widespread scamming within the Twitter-sphere, Youtube and other platforms as Bitcoin and other cryptocurrencies may seem like fair game. Cryptocurrencies providing big payouts for scammers without the ability for reversals of accounts. Remember if something seems too good to be true, do some research or just plain do not respond/believe it. Stay safe and careful with your funds!
On the brightside, there has been even more adoption of cryptocurrencies as rumours of Paypal utilising cryptocurrency has been confirmed as they are developing crypto capabilities. In addition to this we received exciting news at the start of this week about Binance partnering with Swipe (SXP) and offering a debit card to spend BNB, SXP, BTC and BUSD. ( I will be keeping a swift eye on BNB and Swipe as its utilisation as tokens has just increased 43 fold).
Positive news for the Bitcoin network as its hashrate reaches all time high which helps to secure the network further even though mining profits have dropped by 50% from the recent halving. If you didn't know already the last Bitcoin will be expected to be mined in 2140 with its difficulty ever increasing and each time securing the network further. Processing units will have to become faster, stronger and most importantly more cost effective to continue to entice miners for the block rewards and further renewable energy practices.
Furthermore we can see Central banks and countries discussing and developing Central Bank Digital Currencies (CBDC). Read more about it here https://www.investopedia.com/terms/c/central-bank-digital-currency-cbdc.asp and check out some of the developments in the world above. This shows the popularity and strong nature of cryptocurrencies. As the saying goes "If you cant beat them, JOIN them".
Overall, very solid week full of adoption, animation and anticipation. Another post next week for a weekly round up! See you then but in the mean time join us at our Gravychain Discord. - DISCORD LINK: https://discord.gg/zxXXyuJ 🍕 Bring some virtual pizza to share 🍕 Come have a chat, stimulate a discussion, ask a question or share some knowledge. We are all friendly crypto enthusiasts up for a chat, supportive and want to help each other with knowledge and investments! Big thanks to our Telegram and My Crypto HQ for the constant news updates! - The Gravychain Collective: https://t.me/gravychain - My Crypto HQ: https://t.me/My_Crypto_HQ Important/Notable/Highlights:
Proof-of-work in colonial Maryland: Burning tobacco for paper money, burning electricity for $BTC
The colonists established their first settlement in Maryland in 1634. Lord Baltimore urged them to develop a diversified economy of farming, lumbering, fishing, mining, and more. But the lure of profits from growing tobacco was too hard to resist. Tobacco shaped colonial life and tobacco became so important it became money. Items were bought and debts were settled in pounds of tobacco, and Maryland designated it as the official medium of exchange in 1637. This was partly due to a severe shortage of coinage in England, which affected American settlements.
“The most widespread use of commodity money was tobacco, which served as money in Virginia. The pound-of-tobacco was the currency unit in Virginia, with warehouse receipts in tobacco circulating as money backed 100 percent by the tobacco in the warehouse.”
Murray Rothbard, A History of Money and Banking in the United States: The Colonial Era to World War II But having tobacco as the primary engine of the Maryland economy led to some problems. The slightest change in tobacco prices in England or Europe had a great impact on their lives. Boom times and depressions happened often during the 17th and 18th centuries. The export of British currency and the establishment of colonial mints were prohibited by English Law at the time. This led to currency shortages were common in Maryland and merchants often paid British firms with bills of exchange. Until legislative action in 1747, tobacco-for-bills was frequently used as the internal trading economy. In order to replace the then-current use of tobacco as money, each taxpayer was to be given 30s in notes in return for burning 150 pounds of tobacco.
The first Maryland issue
The notes were to be redeemed by the loan office starting in 1748 with profits realized through investments made in Bank of England stock. Shortly after, they transitioned to paper money. In this system, there was a continuing problem of farmers increasing their quantity of money by growing more tobacco. Vigilante squads got created. They roamed the countryside burning tobacco fields. All to keep the amount of tobacco under control: The money supply was controlled by burning tobacco grown by farmers.
Over to Bitcoin.
Bitcoin burns through a lot of electricity to maintain its network. It currently consumes approximately 7–8 gigawatts of power. This is around~$9 million per day of energy at a marginal cost of 5 cents per kWh. The bitcoin network consumes as much power as approximately 6 million homes. This is based on national averages in the U.S. In the “Gradually, then suddenly” series, Parker Lewis explains something interesting: “economic stability depends on the function of money and bitcoin provides a more sound monetary framework which is why there is no more important long-term use of energy than securing the bitcoin network.” The main difference with the tobacco economy is that the bitcoin network does not arbitrarily burn through energy. It’s done mathematically. Proving that energy production is vital to the functioning of our society. Some energy input is required for everything that we consume in our daily lives.
The coordination of those energy inputs is dependent on the reliability and stability of the money we use. — Parker Lewis
A fraction of all the computing power on the Bitcoin network is on these shelves. (image: EEE Spectrum) But Bitcoin doesn’t care. It consumes all necessary energy in the free market to secure its monetary network. The more people that value the long-term stability it provides, the more energy it will consume. This consumption makes sure all other derivatives of energy consumption fulfills. Much like Maryland’s tobacco economy 350 years ago. That’s why there’s no other long-term use of energy more important than securing the bitcoin network. (if you enjoyed this post you will love this newsletter. Sign up and get one case study on money and tech each Monday)
Hi Bitcoiners! I’m back with the 35th monthly Bitcoin news recap. For those unfamiliar, each day I pick out the most popularelevant/interesting stories in Bitcoin and save them. At the end of the month I release them in one batch, to give you a quick (but not necessarily the best) overview of what happened in bitcoin over the past month. You can see recaps of the previous months on Bitcoinsnippets.com A recap of Bitcoin in November 2019 Adoption
Event of Partnership between PlatON and QB.com on Enhancing PlatON Ecosystem
On Apr.1, 2020, PlatON hosted an online event of partnership with QB.com, the world’s leading digital asset exchange that offers a secure and reliable BTC and ETH service to users. PlatON CTO James Qu and the Head of QB.com Financial Product Thomas Ho shared the business features and collaboration visions. Research Director of Chain News Mr. Pan and the editor-in-chief of Cointelegraph China Amey hosted this event. PlatON announced that QB.com has joined in PlatON ecosystem as a validator to help enhance the network stability and community building. https://preview.redd.it/pfzk4tu5ffq41.jpg?width=750&format=pjpg&auto=webp&s=d69d270f39193f91dca16082c4b8124ead22fa31
🌟 QB — Carry Forward the Strengthens of Data Finance and Deeply Dive into the Blockchain Industry
Introduction of QB.com Thomas: QB group, whose predecessor is Bitbays founded in 2013, is made up with investment institutes. Recent years, QB group has invested and incubated many notable public blockchains, quantitative investment companies, exchanges, mining institutes, medias and blockchain-based security firms, such as yunaq.com that provides security assurance for QB, ChainNews, the madia partner of QB, FBG Capital, the blockchain investment fund, etc. Currently, QB group mainly consists of:
Tokenview: a generated block explorer that has provided browse and search services for many mainstream public blockchains, and the trace and comprehensive analysis of on-chain data for many institutes;
Bitcapital: a financial institute located in England that has managed more than $1B assets in total;
QB.com: the open window to expand international expansion of QB group.
Next, we will carry forward our strengthens on data finance and deeply dive into the blockchain industry to provide better data support of Tokenview, continue the asset management service of Bitcapital and improve the financial product design of QB. How Do You Think about the Follow-up Development of Blockchain Industry? Thomas: Blockchain is a distributed storage technology that has been commonly used, thus whether if the technology fundamental of blockchain can support the real uses cases is of great importance to the development of the whole blockchain industry. Recently, we see many management and commercial application issues of public blockchains of which the main nets have been officially released, resulted in the development resistance of the uses cases. These public blockchains definitely can’t satisfy the investors, and many people doubt the development of the blockchain industry. In my opinion, all these problems are just a part of the development and iteration of a new technology. How Do You Think about the Application of Privacy-Preserving Computation in the Finance Industry, whether if QB will collaborate with PlatON? Thomas: Finance data is the core asset in the Fin-tech field, the whole life circle of data including collection, integration, analysis and computing are all valuable, and once gets attacked and stolen, the companies will suffer a great loss. Throughout the world, data leakage is just a common occurrence, such as the Equifax event in 2017, HSBC event in 2018, and the recent Sina Weibo and Zoom issues. The data disclosure issues have drew worldwide attention to the data security, such as the General Data Protection Regulation (GDPR) in EU, Privacy Act and Cybersecurity Act in America, and Personal Data Protection Act (GDPA) in Singapore, etc. China also issued the People’s Republic of China Cyber Security Law, and Personal Information Protection Law in revision. The data collection of Fin-tech should obey the laws and regulations to protect users’ right-to-know, and enable users to be clear about how the data are collected and used to. Currently, Fin-tech and other same business are facing the challenges when forming the collaboration based on private data; 1: centralization: when collaborating with institutes or firms built by the first-tier banks or enterprises, other parties in the collaboration programs will worry about the customer loss once the data is controlled by the first-tier banks or enterprises;
security: there will be data disclosure risk when sharing the private data and sensitive data with other firms;
right affirmation: data can be easily copied in the exchange, transmission, processing and access so that can’t be affirmed. Without affirmation, data asset can’t be authorized. Thus, there won’t be clear right & interest relationship and productive relationship to definite the value and reallocate the profit reasonably.
We believe blokchain technologies can solve the long-term issues in the traditional businesses to the great extent. Hence, QB will collaborate with PlatON on Privacy AI including security and data businesses. Why Did QB Joined PlatON as a Validator in the Early Stage and How’s It? Thomas: We keep paying close attention to the development of blockchain industry, and wish to collaborate with promising and sustainable projects. We can see the development of the whole blockchain industry just follows the insights from founder of Wanxiang Blockchain and PlatON Dr.Xiao, including the Cosmos’ asset cross-chain and the upgrade of Ethereum towards the Internet of Value, Bitcoin Lightning Network supporting payment, etc, showing the availability of blockchain, We’re very excited about PlatON’s solutions on data privacy, and wish to see the efficient application of data value. Thus, we immediately joined PlatON ecosystem as a validator at the early stage when PlatON launched its Galaxy Rally. So far, QB works well in PlatON’s new Baleyworld test net, and we set 100% delegation reward ratio for all delegators who support us. Welcome to delegate QB.
🌟 Privacy-Preserving Computation — Infrastructure for the Whole Digital Era in the Future
Technical Architecture of PlatON on Privacy-Preserving Computation James: We started and then focus on privacy-preserving computation from the standpoint of digital asset era. We keep pace with the top firms in the basic researches of privacy-preserving algorithms and international collaboration plans, and each of us has the unique advantages. PlatON mainly focus on the core privacy-preserving computation architecture as the infrastructure for privacy-preserving computation network and distributed economies. Regarding the technical architecture, PlatON consists of the research and verification of basic cryptography algorithms, hardware acceleration, built-in algorithms, and the further technology framework based on the above technologies. For privacy-preserving computation, we have Rosetta, a complete Privacy AI framework, while for as the infrastructure for distributed economies, we are the combination of blockchain and privacy-preserving computation, providing solutions including digital identity, KMS and on/off-chain privacy. Furthermore, we have data bank and applications in IoT, including Finance, healthcare, logistic, etc.
What are the Points for PlatON after QB Joined PlatON as a Validator? James: As an open and transparent community, PlatON sincerely welcome all partners with different businesses and layouts to join the network building and ecosystem development of PlatON. QB has profound accumulations and operation experience in both traditional and emerging markets, I believe QB will bring us widen insights and deep analysis on the economic activities. We look forward to more sparks of ideas and a robust PlatON ecosystem with QB. What’s the Further Commercial Layout of PlatON, Will You Consider the Payment for Financial Institutes? James: As what we mentioned, blockchain is born to be the financial infrastructure, and PlatON is dedicated to being the infrastructure for privacy-preserving computation and distributed economies. Thus, most use cases of PlatON are in financial field. PlatON, empowered by privacy-preserving computation, and enhanced with blockchain, will renovate the traditional financial system and help upgrade it to be the next-generation clearing system, settlement system and payment settlement. With the joint effort of community, we can be a payment infrastructure for financial infrastructure. What Possibilities will Be Bought in with the Collaboration between QB and PlatON? Thomas: PlatON offered us a very good chance to join in the node building for the promising project, and witness the development of an emerging technology. We appreciate that. We will provide stable technical support and feedbacks for nodes. Later on, we will have a data collaboration based on Tokenview, and have a deep talk on data authorization, data exchange and data collaboration, to help facilitate PlatON’s commercial application at home and abroad using the strengthens of QB. PlatON is Cautious and Serious when Choosing Partners, So, what are the Strengthens of QB? James: QB team has years of experience in traditional private banking, and trading management on currency and derivatives. Meanwhile, QB recognizes the data privacy, and are familiar with the advantages of blockchain technologies and security. From the above, QB is a productive power in PlatON ecosystem, and we feel so lucky to reach a consensus with QB team. Thomas: We’ve introduced the strengthens of QB before. In a word, QB is the combination of finance and security. Currently, both PlatON and QB mainly focus on the node verification and data collaboration. We appreciate the help from PlatON CEO Mr. Sun, CTO James and other friends in PlatON ecosystem. Btw, QB’s financial products is supported by BitCapital’s fund, which follows the regulation of England strictly. Financial risk control comes first for us.
The bizarre story of my 63-year-old mother's dementia and how she was exploited by multiple criminals on Instagram
This is the story of how a normal 63-year-old woman who was suddenly stricken with dementia and financially exploited by criminals for upwards of $100,000. She now lives in a memory care facility that she can't afford and no one has been brought to justice. My name is Scott and Sandy is my mother. I was her first child, born 38 years ago. I will always remember my mother as a highly intelligent being, an advocate, and a positive force of energy. Over the past 2-3 years, my mother’s personality has changed. She became paranoid, negative, and exhibited odd behaviors. Other family members noticed this change, and like me, didn’t know how to approach it. I experienced her walking into a restaurant multiple times and having to sit at different tables before the right one was found. This was subtle, but there was an odd component of entitlement and lack of empathy for the wait staff and other customers we were cutting off. During another interaction 3 years ago, I asked her if she was going to take a trip to Belize where a friend of hers had a condo they offered. She had a concerning, nonsensical reply of, “No, because I’ve never been there.” Again very subtle, but stuck out as very odd coming from someone so intelligent. While riding in my car, she would be extremely paranoid, exhibiting verbal expressions of fear during very slow driving to accommodate her. Over a year ago, she asked me if it would be a good idea to send someone on Instagram money to mine Bitcoin for her. I was very shocked that she was even considering something that is clearly a scam, but chalked this up to her being naive about technology. Looking back on all this, it now makes sense knowing her diagnosis. I think myself and other family members had written off all this previous behavior as a product of getting older or her possible unhappiness. This all changed earlier this year when we learned that she thought she was in a relationship with multiple Tom Cruises (yes, you read that right) and singer Luke Bryan, and had been sending money to people all over the world impersonating these celebrities on the internet. It was quite bewildering to be faced with such bizarre circumstances. I initially tried to talk to her to explain how these people aren’t real and how there are hundreds of predatory fake Instagram accounts posing as celebrities. This didn’t work, and she pushed myself and other people away who would question her activity. As this narrative unraveled, we learned that she had been sending large amounts of money, including her claim of sending $20,000 to Tom Cruise that she has claimed is now owed to her. This prompted family members to take her to the Emergency Room. Nothing came out of that visit and her activity with the celebrity impersonators continued despite our efforts to convince her that she was being taken advantage of. We sent her a news article where a lady in Michigan was scammed out of $30,000 by a fake Tom Cruise, and sent a documentary on this exact phenomenon. These attempts didn’t get through to her. We contacted law enforcement multiple times regarding this financial exploitation and nothing could be done because she would have to report it as a crime and she to this day doesn’t believe she has been wronged. We even have the names, addresses, and bank accounts of people she sent money to… law enforcement can’t do anything because she didn’t think it was a crime. She continued to wire money, take pictures of gift cards, and talk to a whole network of alleged criminals posing as celebrities. She maintained that she was going to marry Tom Cruise in England and she was going to work for an orphanage and live in a mansion with him that she was picking out. She was also claiming to be in a serious relationship with Luke Bryan, even though she claimed that he hacked her accounts at one point. I have a voicemail of her telling me about this and about how she isn’t going to be on Tom’s private jet, but just meet Tom in Hawaii. During one exchange when I was convincing her not to go on a trip with fake celebrities, she asked me if she could just go with Fabio, because she had seen him at a restaurant a couple years ago. I asked why she would think he would go with her and she said it was because they are the same age. In June, she reached out to me for help with her homework for a class that required her to create a web page. I began helping her and asked her to write a paragraph on lavender. She went upstairs and came down with a blank flash drive, and I explained again that I simply needed a paragraph. This repeated 4 times until she finally wrote the paragraph. This was a stark contrast to her career where she wrote letters, agendas, budget documents, and even a book in her spare time. At this point, I finally accepted that whatever she was going through was extremely serious and something I wasn’t qualified for or successful in helping with despite multiple efforts. Doing research, I came across the Thurston County Behavior Health Crisis Line and reached out to see if a designated crisis responder could give advice. After speaking with them, they determined that they would need to detain her. This was in early July. She was released after several days, and nothing beneficial came from this detainment in terms of a diagnosis or plan to keep her safe. She was immediately back and talking with the fake celebrities. I agreed to help her get a new Gmail account so they couldn’t get back to contacting her and this was immediately compromised by her emailing the fake celebrities. Myself, friends, and family have tried desperately to help her on so many fronts. We convinced her to get a new phone and that was immediately compromised. She was detained again in late July, and again released with no real outcome. The positive aspect of this second detainment was a visit by a family friend and ex-supervisor, a neurologist coincidentally. He was able to talk to her and assist us in getting her the medical attention needed. He maintained that this was likely dementia, what we had all been fearing. In August of 2019, my mother was taken to see a neurology specialist at Virginia Mason Medical Center in Seattle. Our fears of frontotemporal dementia were confirmed when Dr. Isenberg diagnosed her and deemed her to require 24/7 supervision and a guardian for financial and medical oversight. Her condition appeared to further deteriorate in late August as we learned she was having hallucinations of the celebrities and family members and was contacting us for help when they “wouldn’t wake up”. In late August my mother drove by herself and showed up at McMenamin’s Kalama Harbor Lodge and thought that she had driven down in her car with my sister and celebrity singer Luke Bryan. When she showed up, she asked what room her husband was in, even though he was not there. She also was texting other friends and family and asking them when they were showing up. The front desk staff were severely concerned and Kalama Police and a local DCR did a welfare check. My mother was detained for a third time in September as she was trying to leave on a fictitious concert tour with Tom Cruise and Luke Bryan. She had her passport and bags packed, and the sheriff found her in her vehicle. She was detained for weeks at St. Peters Hospital in Olympia and finally placed in a memory care facility. Now that the courts have appointed her a financial guardian, we have learned that the financial devastation is so pervasive that she had let 3 life insurance policies lapse, took on credit card debt, and spent all her resources. We think the financial devastation might be in excess of $500,000 if you include the lapsed life insurance policies. She is now unable to afford to live in the facility she resides in because like most facilities, they require private pay for 9-24 months until they will just take Medicaid, and these places can be up to $6000 per month. And, you can’t apply for Medicaid unless your resources are basically gone. So, it’s a very tenuous and unfortunate situation. Frontotemporal dementia has caused my mother to become a very vulnerable person with the sensibilities of child. She was exploited by multiple alleged criminals who took the resources she now desperately needs to have appropriate care until this terminal disease takes her life. She is recently fell and broke her arm, as the disease is presenting elements of Parkinsonism, beyond the stark cognitive disability. I hope that you will be able to help even a little, but I also hope this raises awareness about dementia and the rampant financial exploitation that occurs on social media. Be vigilant about mental health with your family and friends. Thanks for your consideration and help.
The bizarre story of my 63-year-old mother's dementia and how she was exploited by multiple criminals on Instagram
This is the story of how a normal 63-year-old woman who was suddenly stricken with dementia and financially exploited by criminals for upwards of $100,000. She now lives in a memory care facility that she can't afford and no one has been brought to justice. This story is about my mother. I was her first child. I will always remember my mother as a highly intelligent being, an advocate, and a positive force of energy. Over the past 2-3 years, my mother’s personality has changed. She became paranoid, negative, and exhibited odd behaviors. Other family members noticed this change, and like me, didn’t know how to approach it. I experienced her walking into a restaurant multiple times and having to sit at different tables before the right one was found. This was subtle, but there was an odd component of entitlement and lack of empathy for the wait staff and other customers we were cutting off. During another interaction 3 years ago, I asked her if she was going to take a trip to Belize where a friend of hers had a condo they offered. She had a concerning, nonsensical reply of, “No, because I’ve never been there.” Again very subtle, but stuck out as very odd coming from someone so intelligent. While riding in my car, she would be extremely paranoid, exhibiting verbal expressions of fear during very slow driving to accommodate her. Over a year ago, she asked me if it would be a good idea to send someone on Instagram money to mine Bitcoin for her. I was very shocked that she was even considering something that is clearly a scam, but chalked this up to her being naive about technology. Looking back on all this, it now makes sense knowing her diagnosis. I think myself and other family members had written off all this previous behavior as a product of getting older or her possible unhappiness. This all changed earlier this year when we learned that she thought she was in a relationship with multiple Tom Cruises (yes, you read that right) and singer Luke Bryan, and had been sending money to people all over the world impersonating these celebrities on the internet. It was quite bewildering to be faced with such bizarre circumstances. I initially tried to talk to her to explain how these people aren’t real and how there are hundreds of predatory fake Instagram accounts posing as celebrities. This didn’t work, and she pushed myself and other people away who would question her activity. As this narrative unraveled, we learned that she had been sending large amounts of money, including her claim of sending $20,000 to Tom Cruise that she has claimed is now owed to her. This prompted family members to take her to the Emergency Room. Nothing came out of that visit and her activity with the celebrity impersonators continued despite our efforts to convince her that she was being taken advantage of. We sent her a news article where a lady in Michigan was scammed out of $30,000 by a fake Tom Cruise, and sent a documentary on this exact phenomenon. These attempts didn’t get through to her. We contacted law enforcement multiple times regarding this financial exploitation and nothing could be done because she would have to report it as a crime and she to this day doesn’t believe she has been wronged. We even have the names, addresses, and bank accounts of people she sent money to… law enforcement can’t do anything because she didn’t think it was a crime. She continued to wire money, take pictures of gift cards, and talk to a whole network of alleged criminals posing as celebrities. She maintained that she was going to marry Tom Cruise in England and she was going to work for an orphanage and live in a mansion with him that she was picking out. She was also claiming to be in a serious relationship with Luke Bryan, even though she claimed that he hacked her accounts at one point. I have a voicemail of her telling me about this and about how she isn’t going to be on Tom’s private jet, but just meet Tom in Hawaii. During one exchange when I was convincing her not to go on a trip with fake celebrities, she asked me if she could just go with Fabio, because she had seen him at a restaurant a couple years ago. I asked why she would think he would go with her and she said it was because they are the same age. In June, she reached out to me for help with her homework for a class that required her to create a web page. I began helping her and asked her to write a paragraph on lavender. She went upstairs and came down with a blank flash drive, and I explained again that I simply needed a paragraph. This repeated 4 times until she finally wrote the paragraph. This was a stark contrast to her career where she wrote letters, agendas, budget documents, and even a book in her spare time. At this point, I finally accepted that whatever she was going through was extremely serious and something I wasn’t qualified for or successful in helping with despite multiple efforts. Doing research, I came across the County Behavior Health Crisis Line and reached out to see if a designated crisis responder could give advice. After speaking with them, they determined that they would need to detain her. This was in early July. She was released after several days, and nothing beneficial came from this detainment in terms of a diagnosis or plan to keep her safe. She was immediately back and talking with the fake celebrities. I agreed to help her get a new Gmail account so they couldn’t get back to contacting her and this was immediately compromised by her emailing the fake celebrities. Myself, friends, and family have tried desperately to help her on so many fronts. We convinced her to get a new phone and that was immediately compromised. She was detained again in late July, and again released with no real outcome. The positive aspect of this second detainment was a visit by a family friend and ex-supervisor, a neurologist coincidentally. He was able to talk to her and assist us in getting her the medical attention needed. He maintained that this was likely dementia, what we had all been fearing. In August of 2019, my mother was taken to see a neurology specialist in Seattle. Our fears of frontotemporal dementia were confirmed when the doctor diagnosed her and deemed her to require 24/7 supervision and a guardian for financial and medical oversight. Her condition appeared to further deteriorate in late August as we learned she was having hallucinations of the celebrities and family members and was contacting us for help when they “wouldn’t wake up”. In late August my mother drove by herself and showed up at a lodge 80 miles away from her home and thought that she had driven down in her car with my sister and celebrity country music singer Luke Bryan. When she showed up, she asked what room her husband was in, even though he was not there. She also was texting other friends and family and asking them when they were showing up. The front desk staff were severely concerned and police and a local designated crisis responder did a welfare check. My mother was detained for a third time in September as she was trying to leave on a fictitious concert tour with Tom and Luke. She had her passport and bags packed, and the sheriff found her in her vehicle. She was detained for weeks at a hospital and finally placed in a memory care facility. Now that the courts have appointed her a financial guardian, we have learned that the financial devastation is so pervasive that she had let 3 life insurance policies lapse, took on credit card debt, and spent all her resources. We think the financial devastation might be in excess of $500,000 if you include the lapsed life insurance policies. She is now unable to afford to live in the facility she resides in because like most facilities, they require private pay for 9-24 months until they will just take Medicaid, and these places can be up to $6000 per month. And, you can’t apply for Medicaid unless your resources are basically gone. So, it’s a very tenuous and unfortunate situation. Frontotemporal dementia has caused my mother to become a very vulnerable person with the sensibilities of child. She was exploited by multiple alleged criminals who took the resources she now desperately needs to have appropriate care until this terminal disease takes her life. She is recently fell and broke her arm, as the disease is presenting elements of Parkinsonism, beyond the stark cognitive disability. I hope that you will be able to help even a little, but I also hope this raises awareness about dementia and the rampant financial exploitation that occurs on social media. Be vigilant about mental health with your family and friends. Thanks for your consideration and help. We have setup a GoFundMe page if anyone has any ideas to get it more publicity - if at the very least to bring more awareness that this type of thing is happening. Thanks again.
How I Got Paid By 65 Different Beermoney Programs in 2018 [Guide]
How I Got Paid By 65 Different Beermoney Programs in 2018
Hi! Welcome to my guide for everything that paid me in 2018. Before I begin, here are a few details:
I do this completely on the side as a hobby. I have a job and am in school full time. This is just “extra”.
I don’t really do passive video programs and I don’t have a phone farm. Also, no mTurk.
I did not include referral earnings, and all of my earnings I included here are earned within the sites’ TOS and without exploiting any site.
I only counted earnings as what I actually cashed out of sites and received.
My selection of sites I use is very diversified, so you can make a lot more on some of these programs than I actually do. I just spread my time across a lot of different sites.
There are a couple ref links in here and they are clearly marked as so. I only included ones for less popular sites and ones that give a bonus to you guys when you use them. If you want a ref link for sites like Swagbucks check out the common beermoney sites pinned post and use one of the links on there to help someone else out :)
This was my top earner for the year and it only took me up until September to earn this amount. I had to stop because they require a W9 for anything over $600 and I was too lazy to file that. It is pretty similar to a traditional survey router, but I seem to have much better luck with not disqualifying here. I get paid $1 per survey but some people earn $2 per survey based on their demographics. Some people have issues with bans and getting locked out of accounts, so it is not for everyone. Because of this, it is important to cash out the minute you hit the cashout minimum of $10. There are both android and iOS apps but I highly recommend using android if possible because the iOS app pays in iTunes gift cards and the android app pays in Amazon gift cards. Overall, Quickthoughts is great if you are one of the lucky ones without account issues.
This is one of my favorite beermoney programs of all time. You complete a variety of very short polls and questions about consumer goods, food products, and services. The polls pay 1.5 cents each and the short answer questions pay 10 cents each. There are other ways that they ask questions, including longer surveys that are a combination between the polls and questions. All of them are well worth it for the time that they take. Reward options include Amazon, Target, Walmart, Steam, Xbox, and more. You can cash out starting at $5 and I am able to cash out about once a week. Definitely add this one to your routine if you have not yet.
This one is great. Take academic surveys for universities and researchers and get paid in cash. As long as you don’t miss attention checks you won’t get disqualified. Some people get multiple surveys a day and others get only a few a week based on demographics. Many pay at least minimum wage. I could have made a lot more on here if I tried. Universally regarded as one of the most “worth it” survey sites so give it a shot!
Pinecone pays a guaranteed $3 for 10-15 min surveys regarding opinions on new products. They also send free samples sometimes! You can cash out for a variety of gift cards or PayPal. I get about 1 survey a week on average. Pinecone is invite only so look for invites to sign up on other GPT sites as sometimes you can find them there. If you get in it is some of the best money you can make with surveys for the time you spend on it.
Branded Surveys has traditional router surveys. A major perk of using Branded used to be their generous daily login bonus. This has been reduced to 5 cents a day, so it might not be worth using this site for the login bonus alone anymore. They have a very high EngageMe rate at one cent per 3 videos if that’s your thing as well! Payouts start at $10 via Paypal and Amazon.
Big fan of this one. Their surveys have guaranteed rewards even if you screen out and can pay up to $2-3 for like 10-15 minutes. Their currency is “shells” and each shell converts to about 7 cents. Installing their meter on your devices adds a guaranteed 5 shells per survey. If you add it to your computer, phone, and tablet you get an extra 15 shells (about a dollar) per survey. I just have it on my computer so I get 5 bonus shells. Cashouts are quick for e-gift cards and they also offer physical items. Saving up for larger gift cards typically gives you better rates.
PrizeRebel is your typical GPT site with a variety of ways to earn, but it is most well-known for surveys. They pay $0.80 per survey on the YourSurvey router and that is where a majority of my earnings have come. Lots of cashout options starting at $2.
YouGov is a survey site/app that pays anywhere from $0.50 to $2 per survey. The best part of it is that you never disqualify. I get a couple surveys a week. Most of the surveys are about public policy, politics, or general opinions of companies. You get the best value for your points if you save up for the $100 cash out. They offer the $100 cash out in bank transfer and Amazon. The Amazon gift card option used to be a physical mailed card but now its an e-gift card so that makes it even better! They offer other gift cards but they are for smaller values at worse rates so I would avoid them. Available online, on android, and on iOS.
9. iMoney - $89
Get paid to download apps! The best thing about iMoney is that the apps always credit and you can get credit for apps you have downloaded before. That’s not the case on most paid-to-download apps. Earn 15-30 cents per app and there are 3-4 new apps available each day. They offer Amazon and PayPal but PayPal has a small fee. Added this towards the end of the year and hope to make more next year. Might not be in the app store at the moment? Couldn’t find a link to put in the title.
Roll dice, get points, redeem for physical items and e-gift cards. I get the daily spin rolls every day and watch their ads for more rolls. The key to VeryDice is saving up approximately 100 rolls before rolling to have enough to get the daily doubles bonus of $0.30. Worth keeping on your phone even if it’s just for the daily spin rolls. Available on both iOS and Andoid. If you want to enter my ref code at sign up you’ll get 30 free rolls :). It is 1319422.
Sign up and receive invitations to surveys via email. Don’t do their “partner surveys”, they rarely credit and you can get stuck in an endless loop. Their non-partner surveys are awesome. They pay well for the time spent but they also have one of the best disqualification bonusses I have ever seen. Every three surveys you take, regardless of whether you disqualify or not, you get a $2 bonus. That is $0.66 per survey on top of its base pay regardless of whether you qualify or not. They pay instantly with PayPal, Amazon, or Bitcoin.
Do you like movies? Then this one’s for you. Watch, rate, and tag movie trailers to earn Amazon gift cards. Each trailer has three stages and after completing all three you will make 23.5 cents per trailer. One thing to keep in mind is that you need a physical verification card sent to a US address in order to activate your account. I completed basically every trailer that was posted over the year, so my earnings are a good estimate of what you can plan on earning.
There are three main ways to earn here: a 3 cent daily login bonus, 7 cent location rewards for opening the app when a notification appears, and surveys. If you’re going to do surveys on here do relatively short TapResearch ones. The location rewards alone are why I use this app. The one negative of this app is that the cash out minimum is $25. Definitely worth having on your phone!
This is a pretty normal survey site. They have a daily login streak bonus that can double the value of your surveys when you reach the max streak which can make a lot of them worth your time. I stopped receiving surveys, so I assume I’m banned? So be careful with this one. Cash out minimums are $25 which is higher than I would like.
Another one of my favorites. Survey Monkey Rewards is a survey app created by Survey Monkey, a big name in survey development software. Surveys all take under 3-4 minutes and pay either 25 or 35 cents based on length. I almost never disqualify, and you can cash out instantly to Amazon starting at $5. Available on Android and iOS.
Earn.com lets people pay Bitcoin to contact you. I mostly received BTC to sign up for ICOs and airdrops for random tokens. They were aquired by Coinbase so there are changes to the program. They require a LinkedIn to make an account now as well (I think). If you can get into the program still it is pretty great!
This is a sister-site to Swagbucks. I have decent success with their surveys so I use it for that. They have some other ways to earn but I don’t use them. If you have the same success with their surveys it might be worth using.
Basically a smaller and sketchier MTurk. Lots of short tasks with decent earning potential but you have to find the right type of tasks for you. I did the click, search tasks for a while. There is PayPal with a $9 minimum but if I remember right they mail you a physical card with a pin before you can cash out to verify your identity. Not for everyone but worth a look.
This one is pretty simple. Get surveys on your phone, and redeem for Amazon, Visa, PayPal, and Starbucks! Surveys range from $0.50-$10. Some are location based and involve in-store activities. The more involved the surveys are, the more they pay. Don’t expect a ton of surveys, but many of them are worth your time. Available on Android and iOS. Minimum cash out is $10.
This survey site is average at best. I am having less success with them recently because I can’t be bothered to take a 20 minute survey for $0.90. The one benefit of this site is that they have a VERY small disqualification bonus. Some people do have success taking surveys on here and the cash out minimum is $10.
Another survey provider with no disqualifications! Woohoo! You receive email notifications when you have a new survey. Surveys pay $0.50-$2 and are usually not too long. They pay via a points system and you get better rates if you save up for the higher rewards. I cash out for Amazon, and they can take a long time to deliver rewards so be patient.
MooCash pays you to download apps and then open them for 3 days once a day. I have gotten paid as much as $2 for a single app download. They don’t always credit super easily so I would only try the better paying ones. You can cash out for BTC, Amazon, PayPal, and more. You can use my ref code (EHNPNC) when you sign up for some free coins. I think it’s only available to the first 20 people.
Short surveys with minimum PayPal cashout of $15. There are short surveys to collect demographic information that pay 10 cents. If you qualify for any of the longer surveys they can pay as much as $1.50. Surveys can be sporadic so just check the site once a day. Worth the time it takes to put into it.
UsabilityHub, now rebranded to UserCrowd, pays you to give feedback on websites and products. Each task pays anywhere from 10-50 cents and the minimum cash out is $10. UserCrowd is nice because unlike other usability testing sites you don’t need to record your voice or screen. I leave it in a pinned tab on Chrome and get notifications when there is a new task. They can vary in how often you get them. I enjoy this one, give it a shot.
This app has very short surveys with guaranteed rewards. You never disqualify or anything like that. I get a notification that I have a new paid survey about once a week. Surveys pay 30 cents to start but as you “level up” they become worth slightly more. Right now mine are worth 34 cents. Cashout is at $5 via PayPal. Available on iOS and Android.
This is the best sweepstakes app I have used. You get entries into the sweepstakes by watching videos. Each video is an entry. I watch 10 videos a day and usually win either $0.50 or $1 each day. It pays via Perk points so it’s a nice supplement to your Perk routine. If this keeps being so easy to win I should make a lot more with it next year! Available on Android and iOS.
I started using Dabbl towards the very end of the year. They offer short brand-sponsored polls and videos that pay anywhere from 5-20 cents. These are super infrequent and cashing out from these alone would take the better part of a year. Where I earn with Dabbl is their non-passive ads. You get paid 1 cent per ad so I run them when I’m doing other things. It adds up. They don’t offer Amazon so I cash out for Target. Cash outs are at $5. iOS and Android.
This is a pretty fun game show app. To summarize the game, you pick a percentage that you think a product will sell out at, and if you’re within the closest few people to the right percentage you win a decent little chunk of cash. I’ve won once. You can buy discounted products on here as well. Go check it out, it’s pretty addicting. My ref code is “Leeves” if you want to throw some bonus guesses my way :).
Take short polls and quizzes and get paid 6-25 cents a day. The unfortunate thing about KinIt is that they very rarely have their gift cards in stock. When they have them in stock they have a decent selection. Still worth your time in my opinion. iOS and Android are supported.
32. Life Fun and Everything - $25
This was an invite-only survey panel that gives me a $2 survey once a month. Found it on some GPT site.
Install Panel on your phone and get paid for sharing your location data. They drastically reduced their pay rate recently so I’m not sure it’s worth it anymore. Previously you could expect to make about $25 a year.
Short polls that pay anywhere from $0.50 to $1. I get about one a week. Only downside is that the minimum cash out is $25. Various gift cards (including Amazon) are available. Definitely worth keeping on your phone. I think it’s iOS only at this time.
One of the easiest GPT sites to use. Lots of offer walls and surveys. I don’t make a lot here but basically just do daily search, daily poll, Swago, and SwagIQ. If I wasn’t banned from their surveys for some reason I might make a little more. I use swagbucks from time to time to find easy offers to do. Overall, a decent place to start of you’re experimenting with beermoney for the first time.
This app uses your location data and pays you 10 cents (sometimes more) to fill out a short poll about stores and restaurants that you go to. They recently added e-gift cards instead of physical cards so that makes it a lot more attractive to use! iOS and Android.
This is one of the better apps that give you rebates on select grocery items as you shop in-store. If you buy a lot of groceries, there is money to be made here. They also have traditional online cashback portals and offers.
This app has surveys with a more personal and fun spin. You get paid via PayPal for each task that you finish. There aren’t always tasks available but when there are, they often pay well. I had one for testing an app that paid $9! It’s a nice option for something a little different than traditional surveys.
Attapoll is a survey app that sends you more traditional router surveys (many of which are Cint surveys). You might disqualify quite a bit here depending on your demographic so I stick to the short ones. Payouts are via PayPal, Bitcoin, and Ethereum. PayPal starts at $3 (nice), ETH at $3.50, and BTC at an insane $100. On both Android and iOS.
Smores is an Android lock screen app that pays a flat $0.10 a day for unlocking your device once. Their non-passive video section pays a cent per 2 videos at the moment so that can be a decent earner as well. Cash out as low as $1 for Amazon and other gift cards. I was pretty inconsistent in my daily unlocks this year and hope to increase my earnings next year.
Very straight forward. Do surveys, get paid. Some people have success with this type of site, and others disqualify a lot. I would stick to any surveys under 10 minutes in length to avoid wasting your time. Cash out for Amazon or PayPal at $10.
This app pays you based on your steps. I have it connected to Apple Health. It took me about 9 months to earn $10 and I am pretty active. Android and iOS are both supported. Doesn’t run in the background or drain my battery from what I can tell so it’s very passive and harmless.
This is a GPT site with a few offer walls. They have good EngageMe rates as well as a 5 cent daily bonus as long as you’re making a dollar a week on offers on the site. This is basically the only truly passive income that I have made this year from running EngageMe.
44. Cross Media Panel - $10
This is a program through Google that paid you to let them have an extension on your browser and on your phone. They discontinued most of this program so I am no longer earning from them. Parts of this program still exist but I haven’t looked into it much. Probably just worth skipping over at this point.
Paytime lets you earn money for your subscriptions by watching ads and answering a few questions about them. You can only cash out once a month because it is supposed to be used for monthly subscriptions. All they do is send you $9.99 via PayPal or Venmo once you watch 40 ads. The catch with PayTime is that you need to be a student at one of the universities that they support. Check their website for the list. Overall, if you are a student it could be an easy $10 a month. Hope to use this more next year.
Get paid to play games! There is a new game every 48 hours and the top 20% of scores at the end of the time period get paid. The top player makes $7 and the payout decreases as you go down the ranks. I have won somewhere around $2.50 every game that I have made it into the top 20%. Pays via PayPal when you win. On Android and iOS. You can use share code “lucky-disk-68” if you want to give me some extra lives :).
This is a pretty bad healthy living/rewards site. I think they had a few easy ways to earn, like downloading their app, and that’s how I cashed out. There was a post about it so be looking for opportunities like these on the subreddit. I won’t be using this again.
49. Amazon Shipping History Task - $6
Look for tasks like this that get posted on the subreddit. Got paid to submit some shipping data from Amazon.
50. DailyWin - $6
This used to be a scratch card app with a non-passive video section but it seems to be dead. Move along, nothing to see here.
Take short polls. Get instantly paid small amounts of money via Paypal. Pays in GBP so if your currency is USD you get to take advantage of that increase in value. Polls are spotty but worth it due to the instant payout (so no minimum or anything like that). iOS and Android.
Answer polls and get paid! Pays via PayPal at $5. Very simple and fun to use. Just answer the polls whenever they are available and watch the points add up. Added this at the end of the year so hope to expand on this next year.
53. Brand Insights Polling - $5
I honestly have no clue how I got paid by them. I think I took a survey that I found from a Facebook ad or something?
Get paid to download apps! They don’t pay the best and sometimes have a hard time crediting but still might be worth a shot. The very best paying apps pay around 30 cents. Some pay pennies. Available on iOS and Android. You can use my invite code “4848a6” and get a few free points.
This app sends you occasional very short surveys from Google that pay 10-20 cents. Using Google services and being mobile seems to increase the number of surveys that you get. Some people get a lot, some get less. Worth just having on your phone. The iOS app pays via PayPal and the Android app just give you Google Play credits.
This app has polls for college students to take. I think you need a .edu email address? Their rewards kinda suck so I stopped using it but they had an offer to cashout for $5 bitcoin to the Ben bitcoin wallet so I did that. Maybe worth it depending on what reward options they have at the time. Android and iOS.
Scan receipts and get paid. I get 2.5 cents per receipt on average. They also have products that you can get rebates on when you buy (sorta like iBotta). They only accept grocery store receipts. A good addition to your receipt scanning routine.
This is one of the most straight forward receipt scanning apps. It pays 1-5 cents a receipt (typically 2 cents). Cash out starts at $1 for Amazon or PayPal which is way lower than most receipt apps. Very nice. Hope to earn more with this next year. Has both Android and iOS apps.
This app pays you $0.50 per sign to submit help wanted signs that you find around your city. I have never actually submitted a sign but got paid $0.10 per sign to verify the validity of other people’s signs. I’ve seen people make pretty decent money on here.
This one seemed cool at first. Take short polls, get paid $0.25 instantly via PayPal. The problem is that I never get polls anymore. Others have had the same experience. You might be able to squeak a few cents out of it. Android and iOS.
Hope this helps you guys out, and if you have any questions let me know! Let me know what I should add to my routine :). Thanks to everyone who contributes to this subreddit because I found many of these programs thanks to you! Have a great 2019!
E-mail update from Richard - the team have been busy :) Electroneum - Tech Update, Instant Payment Patent & More Hi Everyone, I’m currently whizzing around Asia and the Middle East to meet with some important contacts that were made at the Mobile World Congress in Barcelona. This is going to be quite a long update (I’ve just read through it as I make this comment – and it’s a monster! I knew I should have written a novel) Here’s a synopsis (not in any order) for a fast update – then read the detail below, if you want to know more… Patent Pending Secured! We’ve worked on this since last year, it protects our cryptocurrency hybrid system that will allow us to provide INSTANT cryptocurrency payments as well as cryptocurrency subscription payments! It is a game changer for the entire cryptocurrency industry, when it comes to everyday use. Market sentiment (and how to change it) I’ll cover why the market has been filled with FALSE negativity and how we are going to change it (you can help too!). Tech update (51% Attack, ASICS & more) There is no hard evidence that there IS a 51% attack taking place. The evidence that is being used is not evidence of a 51% attack in this instance, it’s a timestamp bug that is causing no problems at all. ASICS are nothing to worry about – we have ASIC resistance in the next update – which will be before the ASIC chips are widely available. Blockchain flooding, we are working on this from two ends – a blockchain update AND our patent makes the blockchain flooding far less problematic. New technical team member introductions Two new blockchain based team members to introduce, who are already well in to fixing everything the market is worried about. Growth (let’s end on a positive note!) Did you know that Electroneum is ahead of Twitter, Facebook & Dropbox in speed of growth? I’ll explain why. Here are the full details if you want to dive in. Otherwise, thanks for reading this far - have a great day! Changing the market sentiment… There is an enormous amount of negative and often false information flying around the internet about Electroneum. There has been a concerted effort by a number of very credible sounding people to try and damage the Electroneum brand for their own reasons or for their own financial gain. A relatively small number of people have been spreading lies, fears and doubts at any sign of positivity. There is also an automated trading strategy that has kept placing tiny sell orders just under the market price which along with the negative narrative, has resulted in loop of negativity that seems to feed itself. I’d like everyone to know that the Electroneum project is not in any danger and whilst there are some legitimate questions such as when we will be implementing ASIC resistance (covered below), there is nothing that is going to cause us long term harm. An important thing to remember is that a group of people think it is worth spending a lot of their own money, and time, trying to discredit Electroneum and our team. We’ve always expected this because we are disruptive to the industry. There is no other cryptocurrency that is poised to reach so many users, and there is no other cryptocurrency that has solved the problem of instantaneous transactions that will allow cryptocurrencies (not jut ours!) to be spent online or in shops, restaurants, cafés etc. Currently the volume of ETN traded every day is low and the ability for someone to manipulate the price exists. As we move forwards onto the largest crypto exchanges and we start delivering on our promises, I hope to see that daily trading volumes grow to the point that that cannot be manipulated. We will change the sentiment of people who doubt the project of the coming weeks and months with both innovative technology and by becoming the first cryptocurrency to start being used in everyday transactions by millions of users. If you’d like to see market sentiment changing – don’t forget you can help! Any time you see negativity for negativity’s sake make a comment that points out some positives. I’m not asking for a giant spam army to take over the world (evil laugh) but all of YOU are Electroneum. It wouldn’t exist without you, so feel free to get involved and make positive comments about YOUR project. Electroneum. Two New Blockchain Developers to Introduce Chris Harrison, working from our UK office. Chris joined us recently and has a background in Fintech and blockchain. He brings an exceptionally high level of understanding of the mathematics behind cryptocurrencies and develops in C++ (among others!), the language that our blockchain codebase is written in. He is working closely with our existing team and our second new blockchain starter Andre. https://www.linkedin.com/in/christopher-harrison-3a95a2a0/ Andre Patta, working from Brazil. Andre has a huge amount of experience as a corporate software engineer working with companies such as Ericsson, and has spent much of his time in recent years working on the interaction of decentralised technology with the financial sector. He has worked extensively with the blockchain technologies of Ethereum and Monero. https://br.linkedin.com/in/andre-patta-77859b56 We are very lucky to have an AWESOME Electroneum team and both of the two new developers will add their strengths and take us to new heights. Tech Update Both of the new team members are already working closely with our existing team to get a blockchain update ready for release. This will include ASIC resistance, update to the core blockchain code, an algorithm tweak to prevent empty blocks being profitable for miners and a number of bug fixes and tweaks. ASIC Resistance There seems to be a lot of misinformation circulating about ASICS. ASICS are a type of computer chip designed to do just one job, and do it well. There is a new ASIC out that enables owners of those machines to mine ETN at a much higher hashrate than GPU miners, however there are currently only very limited numbers of them, and they are not available to purchase at the moment (they are not easy to buy, we are trying to get some for testing). The next batch are due out in June. We will have our ASIC resistance in place before they become a potential problem to us. 51% attack. There are rumours that a 51% attack on ETN is happening. People have been quoting altered timestamps as evidence of this, but that is a bug that we are aware of and has been there since the first day we launched. It will be fixed but is nothing to worry about. Orphaned blocks have no fundamentally negative effect on the functionality of the blockchain. Any cryptocurrency can suffer from a 51% attack – where someone controls 51% or more of the mining power, it gives them the ability to make false entries into the ledger – however there is no HARD evidence that this is taking place. Our investigations have been unable to identify an attack, however people are starting to believe it because of the credibility of some of the article writers and the timestamp issue. Ask yourself this – if someone could manipulate a cryptocurrency and make money from that manipulation, why would they announce their ability by altering time stamps? They would not. The rumours of this attack are what is called FUD in this market (the spreading of Fear Uncertainty and Doubt). Blockchain flooding. It’s true that someone is spending their own money to flood the ETN blockchain with transactions. Whilst a lot is being made of it by the same people, It’s actually been quite useful to us, as we need to understand the load requirements for true mass adoption. We have some great data from is and are working on a tweak to the blockchain code that will enable us to do something about this, including a change to the dynamic block sizing algorithm (more on this in another update) – but remember that our instant payment system that is coming and is protected in our patent (see below), makes a blockchain flooding attack completely harmless against ETN. Our systems can verify the payment and if it takes hours to hit the blockchain, the user and vendor are unconcerned (read about this in the patent section below). In short, don’t worry, all the tech is in hand. Technical glitches and problems will always happen in any company scaling as fast as we are – but we will always find them and resolve them. Instant cryptocurrency payments & crypto subscriptions - Patent Pending We are completely confident we will be the largest cryptocurrency by user numbers within a year. We are also confident that we will be the most widely USED cryptocurrency, with developments in instant EPOS (electronic point of sale – or tills as we call them in England!) and ecommerce. Our instant cryptocurrency payment technology patent is now officially “patent pending” so we can now discuss some exciting details about it. I’ve made hints about this for weeks, I really thought we’d have it submitted sooner, but it’s an exceptionally detailed patent that enables us to do some VERY exciting things! Instantaneous Cryptocurrency Payments We have a hybrid model, with a centralised app and decentralised blockchain it enables us to INSTANTLY confirm to a vendor (shop or online store) that an Electroneum user HAS the funds available in their wallet and therefore they can checkout of an ecommerce system or pay at a shop till and take the goods or service, instantly. We then (internally) ring-fence the funds to prevent them double spending (just like the blockchain does) – and move the transaction to the blockchain in good time. The vendor and the user are happy because they got to buy something in a shop or online with zero fuss, bother or delay, and the vendor trusts us to ensure the payment is on its way. Vendors are used to waiting after an instant SUCCESS or FAILURE message – as that’s what a credit card machine does. The money from a credit card sale is only deposited into the vendors bank after a couple of days or more. Some of the retailers we’ve been speaking to right back from last year, absolutely needed instantaneous payments before they would ever consider accepting cryptocurrency – which is why we’ve spent so much time and effort on this patent and the back-end technology that allows it. (not a small amount of money either!). A lot of large vendors have been waiting for this patent to be filed, as it changes the entire way a cryptocurrency can be used and takes it out from being just a relatively small technical user group, to being a genuinely useful way to make real world transactions. If the user is using the Electroneum App or web wallet system, and the vendor has an account with us, the instant payment system will be available to them. Instant payments can even happen between our users – allowing anyone to instantly transfer funds. The back – end system is not quite ready to roll out, but we’ve already been writing the code in advance of the patent going live. We will have it to MVP (minimum viable proposition) within the next couple of months (sooner if we can), which will allow vendors to get an instant notification of a payment, which they can hook in to their existing payment processing facility. We are working with integration with a couple of mobile network operators first, as we are commercially further ahead with them than anyone else. We are keen to work with any large brands as they can leverage being “first in their industry” to accept cryptocurrency and gain the benefit of free publicity. Cryptocurrency Subscription Payments So, if instant cryptocurrency payments wasn’t exciting enough, the technology and the patent covers something else that is a first in cryptocurrencies too, subscription payments in crypto! Our hybrid model ALSO allows us to prompt a user for permission and then set up a subscription to make a regular payment to a vendor! Who do we know who likes subscriptions? Well, just about everybody in business is the answer – starting with the mobile operators. Our patent covers subscriptions in cryptocurrencies and it covers subscriptions in cryptocurrencies to the value of any fiat currency, allowing a subscription to be either XX ETN per month (or week etc) or YY US Dollars worth of ETN per month. Users can control their subscriptions and permissions via a web interface (to be released). Our patent covers all cryptocurrencies and even allows us to provide instant payments or subscriptions in any OTHER cryptocurrency via our system. The patent is over 100 pages of text and flowcharts, so it’s extremely robust and covers a number of other cryptocurrency innovations too, but I think that’s enough for now! That’s right – we now have a protected patent that allows us to add bitcoin, Ethereum, monero or virtually any other cryptocurrency to our app and allow users to make instant crypto payments to any vendor who wants to have the convenience of instant check-out. This won’t be happening this year, as we want to get Electroneum (ETN) out there first into the market, but it gives us the ABILITY to provide this if the market demands it. We could therefore work with a large multinational vendor who had chosen a different cryptocurrency, but still leverage the Electroneum brand, as part of our strategy for brand dominance and growth. There’s bound to be a ton of questions and there’s bound to be a lot of people trying to claim that this can’t happen or it doesn’t exist – but I assure you that the patent is filed (patent app. Number 1805708.3) and Dentons are confident of our claims, and we are going to deliver everything we’ve said we will. This single jurisdiction patent application protects the idea we apply for global patents. It covers a number of other things too, that we’ve discovered by being the first people to ever handle this volume of cryptocurrency users in a hybrid app. Since we’ve found solutions for a lot of the problems, we’ve patented the techniques to give Electroneum the intellectual property rights, enabling us to protect the process, or even earn royalties from their use elsewhere. One of the phrases we heard last year speaking to one of the large vendors we are in discussion with was “Where is your moat?”. What they meant by this is what is to stop someone else coming along and offering the same thing. What protects the Electroneum business model (other than our massive first mover advantage)? This patent is exactly what they were after. If gives them a reason to publicly endorse us as a fintech partner, because we are following the corporate path. We are now protected. No new ICO can think “great idea” and take it, as it’s protected by global patent laws. Faster growth than Twitter & Facebook - a positive thought to finish on. In amongst some of the negativity recently I thought – “hey! There’s another thing I’d like to point out to detractors and those with only negative comments for ETN”. We are already up there with some of the greats. Think about it, we’ve already shown that we can grow faster than Twitter, Facebook and Dropbox (we hit 1m users after 5 months of being live – Twitter took 2 years, Facebook 10 months and Dropbox 7 months). Now think what we can do with a global patent that enables us to transact any cryptocurrency instantly into any shop or ecommerce system, coupled with a method to introduce new users to cryptocurrency in their millions. I hope you are as excited about the future as I am. Don’t worry about the future of Electroneum, we are building strong foundations to ensure we deliver what we’ve always promised. Cryptocurrency mass adoption. It’s coming… As always, I wish you all health, happiness and a wonderful weekend Richard Ells Electroneum Founder
When I was 16, camping out in an airport waiting to board my first International flight to England I began chatting with a U.S. Airforce pilot who had camped up beside my group. Asking him what it was like to fly at mach speeds he replied in a very sober expression, “you have to be alert at all times. You see a mountain or some obstacle appear on the horizon, you better adjust now or you’re going to slam into it.” Maybe he was adding dramatic effect, I’ve never flown at mach speeds at low altitudes, but I never forgot it and the analogy it carries...especially so fitting for technology and progress. This past week in cryptocurrency shined an important (and hopefully sobering) light on a “mountain” that appeared on our industries horizon...and has actually been visible to us for far too long already: Pure Proof of Work’s inevitable fate. By pure, I mean consensus algorithms that use nothing but the original Bitcoin proof of work consensus model without updates or algorithm changes to address its weaknesses relative to the ever expanding technology used to hash it. This means Bitcoin, today’s Ethereum, Zcash, Ethereum Classic, and other coins that comprise most of the value in the top 100 cryptocurrencies. The original, unmodified form of basic PoW that most of these coins use is dead. This demise may not be fully appreciated today, but as sure as a mach-speed plane, unable to turn in time is doomed to collide with a mountain in its path, these blockchains must soon either accept their lack of security in today’s world or fork and upgrade to more effective solutions, some of which have been pioneered by smaller projects that don’t command as much hash power and therefore already had to face and address their need for extra security. I believe it’s actually irresponsible to deny it and assume economics, hash power, market, sentiment or even self-preservation of network participants will be protection enough. Because Bitcoin is the biggest (by market cap) of the pure PoW cryptocurrencies in existence today, I’ll establish my arguments using BTC, but the same goes for all pure PoW cryptos. 1 - Economics Bitcoin is often defended because it has the largest market cap of all cryptocurrencies and commands most of the capable hash worldwide that might be used to attack it. It is a “store of value” with proponents of this argument relying on few factors, limited supply combined with sentiment being one of the most prominent. They believe that this limited supply will inevitably drive the price up and, somehow, bitcoin will remain unequivocally secured and established. Bitcoin has serious limitations in its adherence to the pure PoW model, and though the realities of competition has kept it free from major 51% attacks, I predict that it’s only a matter of time before it cannot command the majority of hash power that may be used to attack it. Lack of acceptance that consensus must use more than just PoW, even when checkpoints are an already accepted as necessary augmentation, leaves Bitcoin open to a catastrophic failure at some point in the future, which would affect the short term value of every cryptocurrency, even those that have addressed and solved the most glaring security challenges of a pure PoW model. Some projects have developed and are now using more advanced, more secure technology than pure PoW, and still remain fully decentralized. This is now an area where altcoins are leading, as they fill the security vacuum. With altcoins also having smart contracts and advanced currency capabilities and being potential stores of value as well, the landscape visible on the horizon in front of us looks quite different from the smooth sailing we have seen behind us with respect to projects relying on PoW and PoW alone. I’m not suggesting that Bitcoin should try to be everything that every other altcoin is becoming, but to rely on its single function as an argument of it’s security and sustainability while refraining from important technical advancements to secure its future, is foolish. The calculator is an important, valuable, and useful tool, yet people understood that it should be part of a more multifunction solution and now carry one around inside their smartphone. The argument supporting Bitcoin’s status quo as a pure PoW blockchain and claiming it is perfect as is for whatever particular reason, is often combined with the following and includes an argument resting on self-preservation. In other words, why would anyone be nefarious and ruin their own wealth and store of value given the enormous hash power and cost it would take to attack Bitcoin? Bitcoin, then, relies on theoretical protection with idealistic boundaries. 2 - Hash Power and Hardware Capabilities This is sort of a 2 in 1 argument. Bitcoin is considered by many, the most secure blockchain in terms of pure hash power. In other words, more hash power is directed at Bitcoin than any other cryptocurrency and, there are limits to sha256d hashing speeds, economically and in hardware capabilities therefore it would be too expensive to attack Bitcoin and by the same token, make no sense to the attacker to do any wrong in this case (self preservation). To assume technology, A: is limited to what we know now and B: will remain within these bounds for long, is just ignorant. What happens when sha256d can be hashed faster, when hardware innovations change the cost and capabilities involved? How do we know it isn’t possible now? What’s more, will Bitcoin always hold its position as the “special” coin due to its leading network hashpower that simply will never experience a world where there is enough available hash power from other sources to use for a 51% attack? The argument that Bitcoin will remain special is not an argument that its technology can protect it, especially with its roots as a project that grew from a figurative David with its sights set on the Goliath of the banking industry. Look at the enormous hash power presently directed at Bitcoin and ask, what happens if that hash power is suddenly directed at another, less special coin, as part of a 51% attack? Is that other coin ready to defend in some way against that event? And how does this then impact Bitcoin? I would submit that at the end of the analysis, if the only thing protecting Bitcoin and its current technology from being doublespent to death is the fact that it is uniquely “special” because it is biggest, then as it unarguably becomes centralized among the largest Bitcoin participants and/or institutions, in an ironic way, refusal to improve technology could create exactly the systemic centralization that Satoshi was trying to prevent. Even so, the idea that Bitcoin can always and forever remain the largest cryptocurrency and “special” as such, ignores historical realities that teach us differently. Remember “alta-vista”, the pre-Google winner of the search engine wars? Remember AOL? MySpace? The economics of bitcoin as people understand them today, the economics involved in mining pure PoW, the sentiment and value assigned to bitcoin and any coin now, can change as rapidly as Bitcoin emerged, even unexpectedly to the masses. The ETC attack of only a few days ago just put the entire Cryptocurrency industry on notice. Any project without an active solution in place of immunity or at least a defense against a 51% hash attack is in trouble. I would argue that even though it will likely still take some time for market dynamics to enable an attacker to reasonably mount a 51% attack on the largest pure PoW cryptocurrency, Bitcoin, without new defense against such an attack, it is a question of when, not if. The other day I identified a small handful of projects that have developed and are using defenses against 51% hash attacks, only one of which has a provable solution of hash attack immunity in place. It’s important to note, any solution that can be seen as real progress over the Bitcoin protocol must be one that is decentralized. While some cryptocurrencies solve the 51% hash attack problem with a fully centralized approach, that truly misses the point of the original Bitcoin paper. Centralized databases are a different technology altogether, and implementing a centralized solution to a decentralized technology changes it entirely, in which case it’s more akin to just trying to brand your centralized database with the latest catch phrases to gain attention, support or funding. Here’s a short list I identified of projects who have developed a defense or a complete solution to 51% hash attacks. To my knowledge, all of these solutions are now active on the respective project main networks, with the exception of Litecoin Cash, which is running on testnet at this time.:
Komodo with dPoW defense
Litecoin Cash with its "Hive" algo defense
Zencash with Horizon as a defense
Verus Coin, the only project I know of with provable immunity using a decentralized new “Proof of Power” consensus
As an industry, we need to face the fact that pure PoW is an incomplete solution to decentralized blockchain security in this age of cheap, fungible compute power. Pure PoW-only systems must evolve, and it’s time we look beyond to understand what are the best solutions that have evolved to address that fact. If you are part of a crypto project, no matter how large, you ignore the notice provided by the ETC attack at your own peril and the peril of your network participants. My request is this… if you know of a project with a 51% hash attack solution, please provide some information below. If you totally disagree with the main point of this post, please provide a reasoned argument to prove me wrong or explain why pure PoW systems will remain viable indefinitely. As an industry, it’s time we see the blunt reality and apply innovation. Those who don’t will be reduced to interesting historical experiments.
Daily analysis of cryptocurrencies 20191019(Market index 41 — Fear state)
https://preview.redd.it/o50t8itz0jt31.png?width=796&format=png&auto=webp&s=a3c936483280c2b878df98140cab14b7aef11a69 PBoC’s YI Gang Met With Bank Of England Governor, Discussing Digital Currency Citing Jin10, YI Gang, Governor of the People’s Bank of China (PBoC), the country’s central bank, has met with Mark Carney, Governor of Bank of England, to exchange views on several fields like Brexit, financial cooperation, and digital currency. COT Report: BTC Market Controlled By The Short Positions Citing the latest Commitments of Traders (COT) report on Bitcoin released by the U.S. Commodity Futures Trading Commission (CFTC), Asset Managers’ accounts that reflect the buyer group witness a recovery in the long positions. Long positions of Dealers’ accounts now see an increase, which indicates that the price may reach the bottom. In general, the short positions currently controlled BTC market. #Eurasia Summit# Emin Gün Sirer: New Protocols Will Change DeFi Game And Promise Which Is Delivered In Dream Istanbul today (Oct 19) welcomes its second day of the Eurasia Blockchain Summit jointly held by Huobi and Kemer Partners. Speaking in the conference, Emin Gün Sirer, professor of Cornell University, founder of AVA Labs, co-founder of bloXroute and co-director of the Initiative for Cryptocurrencies and Contracts (IC3), talked about the three phases of the blockchain evolution and brought a gift home — AVA Private Testnet. It has a comprehensive ecosystem, including the native token, the token platform, the community governance as well as the DApp platform. “New protocols will change the DeFi game and the promise which actually is delivered in the dream. We are looking for the broad community involvement, no matter with researchers and developers or both on the platform and on the application layer,” he added. NY District Court Postpones Telegram’s TON Hearing To 2020 The United States District Court for the Southern District of New York has postponed the hearing regarding the Securities and Exchange Commission’s (SEC) injunction filing against Telegram Open Network (TON) and its Gram token to Feb 18–19, 2020. It said: “IT IS ORDERED that Defendants shall not offer, sell, deliver, or distribute ‘Grams’ to any person or entity, until the conclusion of the hearing scheduled by the Court for February 18 and 19, 2020 (‘Hearing’), except upon further order of the Court or agreement of the parties. At the Hearing, any party may move the Court for the continuation or dissolution of this Order.”
Encrypted project calendar（October 19, 2019）
PI/PCHAIN Network:The PCHAIN (PI) backbone (Phase 5, 82 nodes, 164, 023, 802 $ PI, 7 candidates) will begin on October 19.LINK/ChainLink:Diffusion 2019 will be held in Berlin, Germany from October 19th to 20thDeepBrain Chain (DBC):19 October 2019 (or earlier) Deploy Main Chain “Deploy Main Chain,” during the third week of October.General Event (CRYPTO):and 1 other 19 October 2019Free State Blockchain “This “unconference” style event brings together some of the top financial tech innovators, researchers, company leaders, and other…”PCHAIN (PI):19 October 2019 Main Chain Voting “Main chain: Epoch 5, 82 nodes, 164,023,802 $PI, 7 Candidates, voting will start on Oct. 19th.”Nash Exchange (NEX):19 October 2019 Nash Anniversary Nash will present their work from the third quarter of 2019. Team members will be present and to answer your questions in person.
Encrypted project calendar（October 20, 2019）
GameCredits (GAME):20 October 2019 (or earlier) Mining Reward Drop GameCredits mining reward will be cut in half at block 2519999 (~October 20). This will be the 4th halvening of the GAME mining reward!Aeternity (AE):20 October 2019 Starfleet 3 App Deadline #Starfleet3 is happening in Malta and you have by October 20th to apply!FN/IPFS&Filenet:IPFS&Filenet (FN) will be launched on the UP project Filenet (FN). The UP subscription time is from 14:00 on October 20, 2019 to 18:00 on October 20, 2019.
Encrypted project calendar（October 21, 2019）
KNC/Kyber Network:The official online hackathon of the Kyber Network (KNC) project will end on October 21st, with more than $42,000 in prize money.Horizen (ZEN):21 October 2019 Sidechains Alpha Release Horizen releasing the alpha version of industry first decentralized and unfederated sidechains.Horizen (ZEN):21 October 2019 Updated Whitepaper Horizen releasing an updated whitepaper.Kuverit (KUV) :IDAX will list #Kuverit (KUV) and open trading for KUV/BTC trading pair. is going to be listed on 21 Oct, at 10:00 am (UTC+8).
Encrypted project calendar（October 22, 2019）
ZRX/0x:The 0x protocol (ZRX) Pantera blockchain summit will be held on October 22.Locus Chain (LOCUS):22 October 2019 Public Test Begins Public test runs for three days from October 22nd to October 24th.IOTA (MIOTA):22 October 2019 EclipseCon Europe Next week, join Lewis Freiberg, our Director of Ecosystem, to learn how to build an ecosystem around IoT focused distributed ledgers.
Encrypted project calendar（October 23, 2019）
MIOTA/IOTA:IOTA (MIOTA) IOTA will host a community event on October 23rd at the University of Southern California in Los Angeles with the theme “Connecting the I3 Market and Experiencing Purchase and Sales Data.”BTC/Bitcoin:The WBS World Blockchain Summit (Middle East) will be held in Dubai from October 23rd to 24th.Cardano (ADA) and 1 other:23 October 2019 WBS Dubai “One of a kind gathering of 500+ curated & pre-qualified investors, CEOs, CIOs, CTOs, Heads of Blockchain, Chief Digital OfficersCloakCoin (CLOAK):23 October 2019 (or earlier) CloakCoin Competition “CloakCoin competition : solve the CloakCoin ENIGMA transaction, 3rd round.”Loom Network (LOOM):23 October 2019 Singapore Meetup “Unstack the Stack Series: Loom Network” from 6:30–8:30 PM (SST).
Encrypted project calendar（October 24, 2019）
BCN/Bytecoin:Bytecoin (BCN) released the hidden amount of the Bytecoin block network on October 24.Horizen (ZEN):24 October 2019 Weekly Insider Team updates at 3:30 PM UTC/ 11:30 AM EDT: Engineering, Node network, Product/UX, Helpdesk, Legal, BD, Marketing, CEO Closing thoughts, AMA.ANT/Aragon: Aragon (ANT) Aragon Network will hold the theme “DAO: ICO and DeFi next step” in Hong Kong on October 24th?DATA/Streamr DATAcoin:Streamr DATAcoin (DATA) Streamr Network Technology Exchange and Project Development Conference will be held in London on October 24th.Lisk (LSK):24 October 2019 Coding Workshop — Berlin “During this workshop you will acquire the skills to create custom transactions with the Lisk Alpha SDK using Node.js.”
Encrypted project calendar（October 25, 2019）
ADA/Cardano:Cardano (ADA) The Ada community will host a community gathering in the Dominican Republic for the first time on October 25.Crypto.com Coin (CRO):25 October 2019 Live AMA with CEO “Live AMA with our CEO@Kris_HKon@cryptocom’s Twitter next Friday, 25 October, 11AM HKT.”
Encrypted project calendar（October 26, 2019）
KAT/Kambria:Kambria (KAT) Kambria will host the 2019 Southern California Artificial Intelligence and Data Science Conference in Los Angeles on October 26th with IDEAS.BTC/Bitcoin:CoinAgenda Global Summit will be held in Las Vegas from October 26th to 28thHorizen (ZEN):26 October 2019 (or earlier) ZEN 2.0.19 Upgrade Zen 2.0.19 upgrade at block #610000, which is expected around October 26.
Encrypted project calendar（October 27, 2019）
ICON (ICX):27 October 2019 Money 20/20 USA Event Money 20/20 USA in Las Vegas from October 27–30.
Encrypted project calendar（October 28, 2019）
LTC/Litecoin:Litecoin (LTC) 2019 Litecoin Summit will be held from October 28th to October 29th in Las Vegas, USABTC/Bitcoin:Mt.Gox changes the debt compensation plan submission deadline to October 28ZEC/Zcash:Zcash (ZEC) will activate the Blossom Agreement on October 28thStellar (XLM):28 October 2019 Protocol 12 Upgrade Vote Horizon v0.22.0 has been released, which supports Protocol 12. This gives everyone ample time to prepare for the Protocol 12 upgrade voteCelsius (CEL)and 3 others: 28 October 2019 Litecoin Summit “…The Litecoin Summit offers two fun, jam-packed days with something for everyone.”
Encrypted project calendar（October 29, 2019）
BTC/Bitcoin:The 2nd World Encryption Conference (WCC) will be held in Las Vegas from October 29th to 31st.ICON (ICX):29 October 2019 Decentralization “As a result, the decentralization schedule of the ICON Network has been changed from September 24, 2019 to October 29, 2019.”Ark (ARK):and 10 others 29 October 2019 WCC 2019 Second annual Blockchain and Cryptocurrency Technology event, World Crypto Conference (WCC), October 29th — October 31, 2019.Insifa (ISF):29 October 2019 Prototype Alpha “We from Insifa have decided to be more open. Our Prototype will be developed in scrum. This means new releases every two weeks.”
Encrypted project calendar（October 30, 2019）
MIOTA/IOTA:IOTA (MIOTA) IOTA will host a community event on October 30th at the University of Southern California in Los Angeles on the topic “How to store data on IOTA Tangle.”TRON (TRX):30 October 2019 SFBW19 Afterparty “TRON Official SFBW19 Afterparty from 7–10:30 PM in San Francisco.”Horizen (ZEN):30 October 2019 Horizen Quarterly Update Join our first Quarterly Update on October the 30th at 5 PM UTC/ 1 PM EST. Deeper look into Engineering, BD, Marketing, and more.Aeternity (AE):30 October 2019 Hardfork “The third hardfork of the æternity Mainnet is scheduled for October 30, 2019.”Valor Token (VALOR):30 October 2019 Transaction Fees Resume “It’s September and the SMART VALOR Platform is still waiving transaction fees for all members, until October 30th!”Aragon (ANT):30 October 2019 Singapore Meetup “Aragon on DAOs and DeFi” from 6:30–8:30 PM.Kambria (KAT):30 October 2019 Outliers Hashed Awards Outliers Hashed awards from October 30–31.Ethereum Classic (ETC):30 October 2019 Cohort Demo Day “ETC Labs hosts it’s 2nd Cohort Demo Day. Learn about the companies and project being accelerated through the Ethereum Classic ecosystem.”
Encrypted project calendar（October 31, 2019）
Spendcoin (SPND):31 October 2019 (or earlier) Cross Ledger Mainnet “Cross Ledger Mainnet Release and SPND Token Swap,” during October 2019.Spendcoin (SPND):31 October 2019 (or earlier) Blkchn University Beta “Blockchain University Beta goes live,” during October 2019.Stellar (XLM):31 October 2019 (or earlier) Minor Release “We will have 6 Minor Releases in 2019; one each in February, March, May, June, August, and October.”Bitcoin SV (BSV):31 October 2019 (or earlier) BSV Conference Seoul No additional information.Seele (SEELE):31 October 2019 (or earlier) Public Network Mainne launch has been moved to Oct 31 .Howdoo (UDOO):31 October 2019 (or earlier) Howdoo Live on Huawei Howdoo begins its exciting partnership with Huawei with listing as a featured app starting in October.Chiliz (CHZ):31 October 2019 (or earlier) App Soft Launch Soft launch of Socios App by end of October.Dent (DENT):31 October 2019 (or earlier) Loyalty Program “Afterburner loyalty program launch for all 21,6 Million mobile #DENT users will be in October!”IceChain (ICHX):31 October 2019 (or earlier) Wallet Release IceChain releases wallet during October.Chiliz (CHZ):31 October 2019 (or earlier) New Partnerships New sports and new teams joining Socios (+more updates and events) will be announced in the upcoming weeks.Horizen (ZEN):31 October 2019 Weekly Insider Team updates at 3:30 PM UTC/ 11:30 AM EDT: Engineering, Node network, Product/UX, Helpdesk, Legal, BD, Marketing, CEO Closing thoughts, AMA.PCHAIN (PI):31 October 2019 (or earlier) New Website No additional information.IOST (IOST):31 October 2019 (or earlier) New Game on IOST “Eternal Fafnir, a new role-playing game developed by INFUN is coming to you in Oct.”
Encrypted project calendar（November 1, 2019）
INS/Insolar:The Insolar (INS) Insolar wallet and the redesigned Insolar Block Explorer will be operational on November 1, 2019.
Encrypted project calendar（November 6, 2019）
STEEM/Steem:The Steem (STEEM) SteemFest 4 conference will be held in Bangkok from November 6th to 10th.
Encrypted project calendar（November 8, 2019）
BTC/Bitcoin:The 2nd Global Digital Mining Summit will be held in Frankfurt, Germany from October 8th to 10th.
Encrypted project calendar（November 9, 2019）
CENNZ/Centrality:Centrality (CENNZ) will meet in InsurTechNZ Connect — Insurance and Blockchain on October 9th in Auckland.
Yesterday, there was a downside extension in bitcoin below the $8,000 support area against the US Dollar. BTC price traded to a new monthly low at $7,915 and settled below the 100 hourly simple moving average. Recently, there was an upside correction above the $8,000 level. Moreover, the price recovered above the $8,020 level, plus the 23.6% Fib retracement level of the last decline from the $8,386 high to $7,915 low. However, the upward move was capped by the $8,100 and $8,120 resistance levels. Besides, the price failed to test the 50% Fib retracement level of the last decline from the $8,386 high to $7,915 low. As a result, there was a fresh decline below $8,020. The price is now accelerating declines below the $8,000 level. It even broke the last swing low at $7,915 and traded to a new monthly low near $7,850. Review previous articles:https://firstname.lastname@example.org Telegram： https://t.me/Lay126 Twitter：https://twitter.com/mianhuai8 Facebook：https://www.facebook.com/profile.php?id=100022246432745 Reddi：https://www.reddit.com/useliuidaxmn LinkedIn：https://www.linkedin.com/in/liu-wei-294a12176/
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Part 2: Bank Of England + Libra, Bitcoin Moving Up & AltCoins Surge
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